Star health 
New India Insurance 
HIGHLIGHTS
LIC’s Bhagya Lakshmi is a limited premium paying, Non-linked, Non participating Individual, Life, Micro Insurance, term plan with return of 110% of total amount of premiums payable on maturity.
Benefits
a. Maturity Benefit: On Life Assured surviving to the end of policy term, “Sum Assured on Maturity” equal to 110% of total amount of premiums payable during the term of the contract shall be payable provided all due premiums have been paid. The premium referred above shall not include any taxes and extra premium, if any.
b. Death Benefit: On Life Assured’s death before the stipulated Date of Maturity, provided the policy is in-force by paying up-to date premiums, “Sum Assured on Death” shall be payable where “Sum Assured on Death” is defined as highest of 7 times of annualised premium or 105% of total premiums paid upto the date of death or Sum Assured. The premium referred aboove shall not include any taxes and
extra premium, if any