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Star Comprehensive Insurance Policy

Comprehensive Insurance Policy
HIGHLIGHTS

Plan Essentials

PED Buy-Back
On payment of additional premium, the waiting period for Pre-Existing Diseases can be reduced from 3 years to 1 year this is an optional cover.
Bariatric Surgery
Expenses incurred on hospitalisation for Bariatric surgical procedures are covered up to the limits mentioned in the policy clause.
Delivery Benefit
Both Normal and C-section delivery (including pre and post-natal) expenses are covered up to the limits mentioned in the policy clause.
Delivery Benefit
Both Normal and C-section delivery (including pre and post-natal) expenses are covered up to the limits mentioned in the policy clause.
Cumulative Bonus
For Sum Insured of Rs. 5 lakhs, Cumulative Bonus is calculated at 50% of the basic Sum Insured after every claim free year up to a maximum of 100%. For Sum Insured Rs. 7,50,000/- or above, Cumulative Bonus is calculated at 100% of the basic Sum Insured.
Automatic Restoration of Sum Insured
On exhaustion of the basic Sum Insured during the policy period, 100% of the Sum Insured will be restored once in the policy year that can be utilised for illness or disease for which claims were already made.
Personal Accident Cover
Worldwide personal accident cover is provided in case of accidental death or permanent total disablement of the insured person during the policy period at no additional premium
Hospital Cash
A cash benefit for each completed day in the hospital is provided up to the limits mentioned in the policy clause for a maximum of 7 days per hospitalisation and 120 days per policy period.

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