Motor Insurance

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Get Protected against Physical Damage

Motor Insurance designed for four-wheelers, commercial-trucks, two-wheeler and other commercial vehicles. It is mandatory for all vehicles such as Buses, Cars, Trucks and scoters that are plying on the roads in India. Claim Insurance supports you during the claim process and make it quick and timely.

Coverage &
Policies

See all the different ways Claim Insurance can help protect your insured Vehicle.

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Discounts &
Benefits

Get adequate discounts by comparing with other policies in market also the merits added in the policy

Discounts and Benefits

Want to make
a Claim?

Get helpful information about filing a claim with Claim Insurance.

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Types of Motor Insurance Coverage in India?

There are three types of Motor Insurance Policy offer in india:

Third Party Insurance Coverage : it is a Mandatory Policy and covers a third person who has been injured in an accident involving you and your vehicle . It is compensated for the third party death, injury ...

Standalone OD Cover : Recently introduced by IRDAI, a standalone own damage cover protects the insured vehicle against own damages arising out of unforeseen incidents like accidents, death

Comprehensive Insurance Cover: This cover is an add-on to the third party insurance plan and protects the owners of the car, bikes, scooters and trucks from loses caused by damages or theft

Do i need a Motor Insurance Policy

Yes, the Motor Vehicle Act states that every motor vehicle plying on the road has to be insured, with a minimum cover of Liability Only policy

No Claim Bonus Documents to Submit

The document you are required to submit to us as proof of your NCB is a renewal notice from your previous insurer. If this is unavailable, simply call your previous insurer and request confirmation of your NCB or alternatively provide us previous policy copy and declaration that you have entitlement for NCB.

How is IDV arrived during renewal?

The IDV of the vehicle is to be fixed on the basis of manufacturer’s listed selling price of the brand and model as the vehicle proposed for insurance at the commencement of insurance /renewal and adjusted for depreciation (as per schedule specified below).

What Document should be kept when plying vehicle

Certificate of Insurance, Copy of Registration Certificate, Pollution Under Control Certificate, Copy of Driving License of person who is driving the vehicle.

What is Third Party Insurance

Motor Third Party insurance also known as Liability Only policy, which is mandatory for all Vehicles. It provides coverage for the insured’s liability against death or injury to a Third Party and damage to Third Party property.

It is mandatory to take motor insurance when plying vehicles on the public places

As per Motor Vehicle Act, 1988 it is mandatory to have at least Motor Liability Only Policy forplying vehicles on the public place

Million Dollar Round Table award from LIC.

Jayaramu’s knowledge of all insurance products and his creativity & entrepreneurship which enabled in enrolling more than 5000 Clients made Life Insurance Company to announce MDRT awards in Chennai Parry’s Zone.

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