Shop Keeper Insurance

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Why is a Shop Insurance important?

A shop insurance is a type of insurance policy designed to cover for a shop’s property and its contents within. Shop insurance policy covers for fire and natural calamities such as floods and earthquakes through our Standard Fire & Special Perils policy.

However, since properties like shops are always at a risk of burglary, we also offer a burglary policy as part of our shop insurance. This way, your shop isn’t only protected from fires and natural calamities but also from damages and losses that could occur due to a burglary.

Coverage &
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What’s great about Shopkeeper Insurance Policy?

It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks, or perils, including:

Complete Protection: From natural calamities like floods, earthquakes and fires to common burglaries; Shop insurance comes is a complete package that offers all benefits within one policy.

Sum Insured: We give you the option to customize your sum insured based on the nature and size of your business! 

Quick Online Claims: Our shopkeepers' insurance is technology enabled, that’s why making claims are not only easy to make, but easy to settle too. A quick self-inspection process needed from Insurance company

Value for Money: We understand that running a business involves plenty costs and a fine balance of profits and losses. That’s why, we ensure we give you the best possible shop insurance premium to easily fit your shop budget.

Covers all Business Categories: Whether you have a small general store or a large manufacturing mill; our shopkeeper’s insurance is suitable for every type and size of business. 

Family Business Owners

If you own and manage a shop of your own, selling a range or selective line of products such as clothes, toys, household items, accessories, etc. You will need a shop insurance to ensure your shop is protected and covered to prevent any business losses.

Independent Shopkeepers

A shopkeeper's insurance policy is a must for shop owners who run their shops as a primary source of income. This is because the risk of losing your shop or suffering from financial losses due to the same is a lot higher than someone who runs a shop as part of a side business.

Shopkeepers with Shops in Prime Areas

Businessmen or businesswomen owning shops in popular parts of the city, as these shops would be more prone to more risks.

Multiple Shop Owners

Owners who own multiple shops will need a shopkeeper's insurance policy for each of their shops. Insuring your business doesn’t only protect your shop and goods from unforeseen circumstances but, essentially ensures you don’t face any unplanned financial losses that may affect the stability of your business.

High-Risk Businesses

Some businesses are more prone to dangers such as fire or burglaries than the others. For instance; a jewellery store is more likely to be at the risk of a burglary than a general store. Similarly, some factories are probably more prone to a fire than an office. Therefore, basis the nature of your business, you can evaluate whether getting a shop insurance makes sense for you or not.

Benefits of Shop Insurance Plans

Coverage Against Unforeseen Circumstances - Safeguard your shop against all unforeseen losses and damages such as fires, burglaries, natural calamities and explosions, amongst others.
Coverage Against Unexpected Losses - Unplanned expenses can give everyone that crunch. Avoid such crunches and secure your earnings as no matter what happens, your shopkeeper’s insurance will have you covered!
Peace of Mind - When you know you’re covered and protected for, you need not worry and stress about your shop and its protection.

Million Dollar Round Table award from LIC.

Jayaramu’s knowledge of all insurance products and his creativity & entrepreneurship which enabled in enrolling more than 5000 Clients made Life Insurance Company to announce MDRT awards in Chennai Parry’s Zone.

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