FAQs

FAQ

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I’m covered under my employer's group policy, do I need a seperate health insurance policy?

Yes. You do need a personal health insurance plan as your employee health insurance covers medical expenses only till the time your employment in valid in the organization the moment you leave the job your policy term ends. Looking at the medical inflation it is important to have a personal health insurance plan, which you choose as per your medical needs unlike a corporate health plan which is commonly designed for all employees.

What are the benefits of the Health Insurance portability for the Policy holders?

Portability helps you change your health insurance plan so that you don't have to again go through a fresh waiting period term instead smoothly move from one insurer to another if your current plan is not helping you cover rising medical costs.

In a health insurance policy, what does cashless hospitalisation means?

Cashless hospitalization is a process wherein the insured person doesn't have to pay a medical expenses out of his pocket in case of a hospitalization or surgery and the entire . However, you may have to pay certain deductibles or non medical expenses at the time of discharge.

8. At what age can I include my children in the plan?

You can include your child post 90 days of birth up to 21 years.

Can a person have more than one health insurance policy?

Yes. You can always have more than one health insurance plan based on necessity and coverage requirements as every plan works differently and offer varied benefits.

What is the Right Age to buy Health Insurance policy?

You can buy a health insurance plan for yourself once you are 18 years old before that you can get yourself covered under family health insurance plan.