Star health 
New India Insurance 
LIC’s New Jeevan Anand Plan (915) is a traditional savings cum and insurance protection plan. This plan is eligible to receive a bonus. The risk coverage under this plan continues even after the policy term and the death benefit is paid even if the insured dies after the completion of the policy term.
The policyholder chooses the Sum Assured and the Term of the plan when buying the policy. Based on the age of the insured, sum assured and the policy term selected, the premium is determined. The policyholder is required to pay premiums for the entire duration of the policy term.
If the insured survives till the end of the policy term and all premiums have been paid, a Maturity Benefit would be paid to the policyholder. Maturity benefit would be equal to the Sum Assured + Bonus Amounts which have been received throughout the policy term + any Final Addition Bonus if declared. Now whenever the death of the policyholder happens (even after the policy term), the nominee will additionally get the Sum Assured amount as the Death Benefit.
However, if the insured dies during the policy term, then Death Benefit would be payable to the nominee which would be as follows: the Sum Assured on Death + Vested Bonus till the date of death + any Final Addition Bonus.
The Sum Assured on Death will be as follows: Higher of 125% of the Basic Sum Assured or 10 times the annual premiums paid subject to a minimum of 105% of total premiums paid till death.